Ford F-150 Now in the Philippines
Ford F-150 Launched in the Philippines

·         The F-150 is part of Ford’s F-Series, America’s bestselling truck for the 43rd straight year and America’s bestselling vehicle for the 38th straight year

GCash adds 2.58% fee for Card Cash-ins

Starting Monday, July 6, 2020, GCash will charge a 2.58% convenience fee every time you cash in using linked Visa/Mastercard bank cards.  This pass-on fee is actually a direct charge to GCash's card payment partners.  The company clarified that they will not receive a single peso from the pass-on fees as it will all go to their card payment partners.

2.58% Pass-On Fees by GCash's Card Payment Partners

Starting next Monday, a 2.58% convenience fee will be charged with your card cash-in amount.  For example, you cashed in Php 1000 cash, you will be charged 1025.80 to your card.  The fees are automatically computed by the Gcash app and it will be stated in the app for each cash-in.  The pass-on fees will also be reflected in your transaction history.

Cashing in via Visa/Mastercard has been a free service that allowed users to fund their GCash wallets.  Recently, card payment partners increased their service charges.  This prompted GCash to implement the 2.58% pass-on fees which represent the direct charges from the payment partners.

As a pioneer of the country's digital payment industry, GCash implemented this new convenience fee only because the credit card partners have recently increased their charges.  The good news is that GCash still provides several ways to cash-in that is totally FREE.

3 G-Cash In Methods That are absolutely FREE

If you do not like to incur additional charges to fund your GCash wallet, here are 3 ways that are free.

Cash-in For Free via BPI

Linking your GCash Account to your BPI Online Banking Account allows you to transfer money to your GCash wallet in real-time!  You can link up your account in 2 easy steps.  First, you just need to tap My Linked Accounts on the upper left of the screen on your GCash dashboard.  Then you select BPI Account then enter your username and password to link your GCash wallet to the account.  Easy, right?

Cashing in will only take 3 simple steps.  Step 1. You select Cash-in on the GCash dashboard and select BPI on the online banking tab.  Step 2. You enter the amount you want to add to your wallet then, tap on to which account you want to cash-in from and then, confirm the amount.  Step 3.  This step is for added security.  BPI will send you an authentication code via SMS to your BPI-registered number which will you need to input to complete the transaction.  You can actually cash-in up to 50,000 pesos a day.  New users will start with a daily cap of 15,000 pesos which will increase over time and constant usage.

Cashing-in via BPI is easy, fast, and secure.

Cash-in via UnionBank for Free

Another banking partner of GCash is UnionBank and you can also link up a UnionBank Account to your GCash Wallet.  To do this you first click My Linked Accounts on your GCash dashboard and select UnionBank. Then, you may enter your UnionBank credentials or Tap Guest check out to answer security questions. After completing the second step, your UnionBank-registered mobile number will receive the One-Time-Password that you need to enter and submit. You will then be asked to choose which bank you want to connect with the app.  You are only allowed to link one account at a time. Once you picked the account, you will then see the confirmation page that tells you that your enrollment is being processed.  Once completed, you will receive an SMS to confirm the linking of your UnionBank account to your GCash.

To cash-in, all you have to do is to pick UnionBank on the online banking tab then enter the amount you wish to cash-in.  Click next and confirm the transaction at the confirmation screen. And voila, you just added GCash to your GCash wallet for FREE.  You will also receive a confirmation SMS for the cash-in transaction.

Cash-In via InstaPay Banks

InstaPay is an electronic fund transfer service that allows customers to have an almost real-time peso transfer between accounts in participating BSP-supervised banks and non-bank e-money issuers in the Philippines.  Using your bank online baking app, you can easily transfer money to GCash via G-Exchange.  You can click this link for more details: https://help.gcash.com/hc/en-us/sections/900000085683-Cash-In-via-Bank-EMI-Apps-InstaPay-

Pass-on Fees by Gcash's card payment partners apply only to Visa/Mastercard-linked accounts

There is a big difference between card-linking and bank account-linking.  Card linking is when you link your bank's card that uses the Visa or Mastercard network.  Usually, you see a Visa or Mastercard logo on these cards.  Bank account-linking meanwhile,  directly links your bank account to your GCash.  The 2.58% pass-on fees only applies to card-linked cash-in transactions. 

More Reasons to Use GCash

Contactless payments have been very useful during this pandemic and GCash is at the forefront of this movement.  GCash is for sure the most competitive mobile wallet in the country right now.  It is accepted in over 70,000 merchant partners nationwide and it is even widely adopted by the friendly online sellers that are selling homemade goodies during the quarantine period.  You can also conveniently pay your bills via the app.

GCash offers free cash-in with linked banked accounts or via the InstaPay network.  Hassle-free bank transfers are also allowed via GCash Bank transfers.  The new 2.58% pass-on fees on card cash-ins are still lower than other mobile wallets that charge a flat fee of 30 pesos per transaction (especially for cash-ins below 1000 pesos).

GCash also has various value-added services like GCredit, GSave, and GInvest.  You can also get discounts when you buy prepaid load for your mobile phones via the app. 

If you have not downloaded or used GCash, now is a perfect time.      


Kalami Cebu, Carlo Andrew Olano

While the rest of the country or perhaps the rest of the world is easing towards the new normal, many Cebuanos like me face the uncertainty every day as we live in the only city in the Philippines that is on lockdown.  The stress and anxiety have forced me to redefine my content as well as find a purpose in this new normal.

Globe MyBusiness Consultation Caravan

As quarantine guidelines are slowly being loosened around the country, Globe myBusiness is paying tribute to an economic hero: the micro, small, and medium enterprises (MSMEs), whose strength and resilience as they reopen and thrive in the new normal merit unwavering support through this year’s #SaludoSME campaign. 

Kenneth Yang of McDonald's Philippines

June 30, 2020 -- As the country remains under quarantine and as consumers continue to be extra careful with their safety, McDonald’s Philippines remains committed to finding ways for Filipinos to continue enjoying their McDonald’s favorites, in the restaurant as well as in their homes.


With the recent resumption of dine-in services, McDonald’s Philippines has shared how they have elevated their commitment to quality, service, safety, and cleanliness with stringent policies for both their customers and employees. 


The company has also released a video on its M Safe Program, featuring its President and CEO, Kenneth Yang. Watch it here: https://bit.ly/MSafeKSY 


GCash, the undisputed leading and preferred mobile wallet in the Philippines, recorded unprecedented growth in May, with transactions ballooning by 700 percent year on year, as demand for digital finance continues to soar amid the global health situation.


Pilipinas Shell Petroleum Corporation (Shell) had reassuring news for its shareholders during its Annual General Meeting held virtually on June 16.

The company closed the year 2019 strong with P5.6 billion in net income, a hefty 11 percent increase from P5.1 billion in 2018.
2020 Ford Everest Sport

Ford Philippines recently launched its newest SUV, the Ford Everest Sport.  Priced at 1,868,000, this mean-looking Sports Utility Vehicle will be a formidable contender in the Under 2 Million SUV Category.  This amazing mid-size SUV is my dream car for food trips.

Pasig City, Philippines—May 26, 2020The current Coronavirus Disease 2019 (COVID-19) pandemic, highlighted the importance of how our immune system, the body’s ability to fight viruses, bacteria, and other pathogens can help us fight diseases. But what does it really do? And why is it important to keep your immune system functioning optimally amid the health crisis?

 

Ramil Lim, president of president of the South Cotabato Swine Producers Association (SOCOSPA)
In these challenging times, it is important that Cebu will have a steady supply of food, especially meat.  As pork prices have been increasing, the local meat shops can now breathe a sigh of relief as hog raisers of South Cotabato have resumed shipping pork to Cebu,

oyster bay seafood restaurant, best seafood restaurant mandaue

A lot of tourists come to Cebu to enjoy seafood and indeed, Cebu has a lot of excellent seafood restaurants.    One of the best is located in Mandaue City and it is called Oyster Bay Seafood Restaurant.  I visited the place towards the end of the decade and  I had one of the best seafood meals in recent memory there.  This seafood restaurant should be on top of your list should you go hungry in Mandaue.